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Your Citibank routing number might come in handy when you’re signing up for direct deposit or sending cash to family and friends. Use this chart to instantly find your routing number.

If you didn’t see your region listed, or aren’t sure where you opened your account, call Citibank at 1-800-374-9700 for assistance.

What Is a Routing Number?

The routing number — also known as the ABA or check routing number — was created by the American Bankers Association in 1910 as a way to process paper checks. Over the last century, it evolved to give banks and credit unions the ability to send and receive funds to and from other financial institutions.

Where to Find Your Citibank Routing Number

Routing numbers typically appear in the lower left-hand corner of a check. Think of the routing number as your money’s address — every number corresponds to where your money is located in the Federal Reserve.

The first two numbers in the series indicate in which of 12 Federal Reserve Bank districts the bank is located. The next two numbers represent the Federal Reserve Bank district branch — or Federal Reserve check-processing center — assigned to your bank.

The next four numbers in the sequence identify your bank. They represent the identifying number your bank is assigned, much like your own checking account number. The ninth digit stands for a mathematical calculation used to verify the accuracy of the routing number.

Banks Can Have Multiple Routing Numbers

Banks aren’t tied to having just one routing number. Much like how big banks have different addresses for their branches across the nation, they often feature different routing numbers, too, in order to ensure accuracy in locating funds.

A bank typically features a primary routing number. This number is assigned based on where its main office is located. As it adds locations, the bank might become eligible to receive more numbers.

Getting the Routing Number for International Wire Transfers

Sending cash across borders features a different set of rules — and routing numbers. When you receive an international wire to your Citibank account, the sender must always include the ABA number for New York (021000089) — along with the ABA number for the branch where you opened your account.

Remember Your Routing Number

Your routing number — sometimes called an ABA — is an extremely useful piece of information when it comes to your banking life. Your Citibank routing number also appears on your checks, or you can get it just by contacting your bank directly.

Be sure to verify the routing number before you decide to send your cash. If it’s off by even one digit, your money could go somewhere else.

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